Author Archives: fufadmin

From the New Yorker:  “When I mortgaged my soul, you didn’t tell me it had an adjustable rate.” (Man talking to devil in office.) As the old adage goes:  The large print giveth, the small print taketh away.  More and more individuals and small businesses are learning this the hard way now that interest rates […]

I had an inspirational thought today as I was looking through the business headlines.  All those businesses out there buying other businesses for millions of dollars: they all started as small businesses.  Pretty much every business in existence started as a small business.  Whatever your field, there are large businesses in your field which started […]

Do you ever get really excited, because you come across a program which adresses a pet issue – a pet issue which is rarely adressed?  Well that’s how I feel right now.  I came across a great program yesterday which addresses a pet issue of mine, and could help your business, and your city in […]

One thing that I consider fun (we all have to have hobbies) is taking something that appears on the surface to be a niche and only specific to a small group of people, and extracting essential principles which are Truths.  I then apply those Truths to completely different situations.  This is, in itself, is a type of […]

Okay, I admit it.  If you can’t tell already from my more recent posts, I am a bit of a cynic when it comes to the ease and even the possibility of most small businesses qualifying for a traditional bank loan.  However, I came across a more optimistic writer, and decided to share this CNN […]

 In the following transcript from the podcast of The Great Big Small Business Show, we see that business cash advance through credit card factoring is gaining in popularity and reputability.    A simple “swipe” of a customer’s credit card keeps your working capital advance up to date. Since the rate at which they collect the money is determined by […]

 Article Name: Show Me The Money: Funding Your Small Business  In an article I read from MShale (The African Community Newspaper), Ongeri does a case study on a minority-owned small business in seek of financing.  He lays down two options: debt or equity. Equity is partnership, debt is a loan. It is a good article, and has […]

“O.K., folks, let’s move along. I’m sure you’ve all seen someone qualify for a loan before.” (Policeman talking to a crowd peering through a bank window.) I think many of us can appreciate this cartoon, especially now that getting a loan is so difficult. If your business doesn’t qualify for a bank loan, or you don’t […]

I wanted to summarize a recent article directed at small businesses looking to get a bank loan secured by the SBA. Here’s a summary: Pros: “…the interest rate is right around 6 percent and it’s locked in at a fixed rate, in some cases for 20 years.” “Some small business owners have found the SBA […]

A new brokerage for invoice factors launched January 1, 2008 which could possibly provide a boost within the invoice factoring industry: FactorLane.  The website is supposed to be similar in concept to The Lending Tree, which is a mortgage broker site.  Factors bid for company invoices, and companies rate the various factors. Although this is […]